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Loans & the Public Ledger

Borrow SurvivalCash now, repaid automatically from a cut of your earnings. Every loan is public.

Need cash now? Take a loan from the S&N Bank with !loan. You get the money up front; a percentage of everything you earn afterward โ€” kills, streaks, job pay, playtime โ€” is automatically skimmed to pay it back, with interest accruing daily until it's cleared.

How much you can borrow

RankMax loanDaily interest
Survivor (free)25,0003%
Bronze50,0003%
Silver100,0002.5%
Gold200,0002%
Platinum500,0001.5%
  • โ€บA cut of your earnings (default 25%) auto-repays the loan โ€” you'll see it noted in chat.
  • โ€บHigher VIP tiers can borrow more, pay less interest, and hold more loans at once.
  • โ€บEvery active loan is public on the Loans page โ€” who borrowed, what they got, and what they still owe.
!loan <amount>borrow SurvivalCash (up to your tier's max)
!loansee your active loans and what you owe
!ratescurrent loan interest + CD rates